Florida Department of Transportation Credit Union
NEWS & PROMOTIONS

SKIP YOUR JUNE PAYMENTS FOR FREE!

Need some extra cash for the summer?  As a special reward for your business, we're inviting you to take a payment break on qualifying loans.  Most Credit Unions charge a fee of $20 to $40 per loan for this service, but at DOT Credit Union, we offer this service to our members for free!

CLICK HERE to find out more details on how it works.   Just remember to get your completed Skip Payment form to us before your regularly scheduled loan payment is due.  For more information, contact the loan department at 877-884-0112.


CHOOSE FROM TWO GREAT CREDIT CARD BALANCE TRANSFER SPECIALS!

 

We have two great deals to help you transfer your balances on those higher rate credit cards or loans, so you choose what works best for you!

 

2.99% APR* for 12 months with no balance transfer fee

OR

4.99% APR* for 18 months with a low 2% balance transfer fee1

 

Need a higher credit line to make the most of this offer, or don’t have our card?  Please call our loan department at 877-884-0112 and we'll be happy to help!

 

1 - 2% of Balance Transfer Amount - $5 minimum

Balance Transfers must be made through Credit Union Loan Department and cannot be used to pay on existing DOTCU loans


OUR 2.99% NEW VISA SPECIAL CONTINUES

Open a new Visa credit card with us and all purchases made within the first 6 months of opening your account will receive a 2.99% APR* for 6 full billing cycles.

 

Please call our loan department at 877-884-0112 for more information.

 

New Visa accounts only - Promotion subject to end without notice


FEELING THE WEIGHT OF YOUR HOLIDAY BILLS?

Let us help you shed some of that holiday weight with our Bill Consolidation Loan.  With loans up to $25,0001 and rates as low as 9.50% APR2 with terms up to 84 months, we can help you combine all those bills into one affordable monthly payment and give you a little more room to breathe!

To apply, call or stop by the Credit Union, or apply online!

 

1 - Cannot be used to pay on existing DOTCU loans.

2 - Annual Percentage Rate


LOOKING FOR A LOWER CAR PAYMENT?

 

 

 

Then look no further!  Our popular auto refinance special continues to be the best deal in town!

 

• up to 2%1 savings off your existing loan rate

• Rates as low as 1.99% APR (Annual Percentage Rate)

• No payment for up to 90 days2

• Upside down?  No problem with up to 130% financing available

• Flexible terms up to 84 months (term based on loan amount)

 

1. Subject to Credit Union floor rate of 1.99%.  Existing DOTCU loans not eligible for this offer.

2. Finance charges begin accruing as of the loan origination date. Minimum 660 Beacon score to qualify for 90 day payment deferral. All others may receive up to 60 day payment deferral.


IS BUYING OR REFINANCING A HOME IN YOUR PLANS?

Now is a fantastic time to make it happen, plus you don’t need perfect credit or a big down payment. Our mortgage partner, CU Members Mortgage, and their team of mortgage experts can get you started with a fast pre-qualification so you'll know your buying power, and our exclusive loan programs with rates and terms just for our members means you'll find a loan that fits your financial goals.
 
Also, our CU Home Advantage program is a FREE real estate benefits program that offers you many great resources to help you find the perfect home.  With your enrollment you'll receive a 20% cash back rebate of the real estate professional’s commission 30 days after closing, a dedicated member advocate to guide you in buying your home, referral to a participating top-tiered agent, and other special discounts.
 
Whether you are looking to buy or refinance to improve your term or your rate, we have a loan officer waiting to help you evaluate your loan scenario. Give us a call today and we’ll help you take a look at the options you qualify for and answer all your questions!
 

This is not an offer to extend consumer credit as defined by Section 1026.2 of Regulation Z. Rates and terms are subject to change. Home loans are provided by partnership with CU Members Mortgage a division of Colonials Savings, F.A. NMLS 401285.


VIEW OUR CURRENT NEWSLETTER FOR OUR LATEST MEMBER SPECIALS!

Spring 2017 Newsletter

Winter 2017 Newsletter

Fall 2016 Newsletter

Summer 2016 Newsletter

Spring 2016 Newsletter

Winter 2016 Newsletter

Fall 2015 Newsletter

Summer 2015 Newsletter

Spring 2015 Newsletter

Winter 2014 Newsletter

Fall 2014 Newsletter

Summer 2014 Newsletter





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